![]() These will differ from bank to bank and may affect your ability to make transactions over £30.Īll of these Google Pay limits will differ from country to country. Your bank may also impose limits and restrictions on your use of Google Pay transactions. You’ll just have to unlock your device – with your fingerprint, pattern, or password. This is to keep Google Pay safe by preventing other people from using your phone. However, you will need to provide authentication for higher value transactions – just as you would with chip-and-PIN. Yes, you can pay at some stores with Google Pay for transactions over £30. It all depends on the decisions of the retailer and your bank. Other stores, such as M&S, Ikea, and John Lewis, are happy for you to spend over £30. This new rule will not affect how Google Pay functions at all, however, as Google Pay is considered much safer than standard contactless transactions.Īs such, there will still be, in some retailers, a £30 limit on Google Pay transactions, reflecting the contactless card cap. The same will happen if your daily contactless payments reach £137. ![]() Recently, the law changed so that every fifth contactless card transaction will prompt you to enter your PIN. This is to keep card fraud to a minimum, whilst exceeding the £25 average for supermarket shops. In the UK, the limit for contactless card payments is £30. However, given that every GPay transaction is essentially a collaboration between Google, your bank, and the retailer, the other two players may limit higher-value transactions. Is There a Limit on Google Pay?Ĭurrently, Google Pay does not set a limit on the value of transactions in the UK. Let’s take a look at Google Pay limits in more detail. However, in reality, you may be affected by transaction limits that are beyond Google’s control. So no, in practice, there is no Google Pay limit. ![]() Where there’s no such limit and transactions are over £30, authentication is required. However, stores themselves may have a Google Pay contactless limit – in the same way that they will often have a £30 limit for standard contactless card transactions. The short answer is no: there is no limit placed by Google on the number or value of in-store transactions. But is there a Google Pay limit on transactions? Google Pay, or GPay, combines the functions of Android Pay and Google Wallet, allowing you to pay with your phone in-store and online. ![]()
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